SHCIL ONLINE - M U T U A L- F U N D S

	Debt Funds:-The Debt Funds have the mandate of investing primarily in the Equities. Govt. authorities, Private Cos., Bank & FI are some of the major issuers of debt paper. These funds ensure low risk & provide stable income. Debt funds include- Gilt Funds, Income Funds, MIPs, Short Term Plans( STPs), Liquid Funds
	Equity Funds:-The Equity Funds have the mandate of investing primarily in equities. The Funds are sub classified depending upon their investment objectives: - Diversified Equity Funds - Mid Cap Funds - Sector specific funds - Tax saving Funds Equity investments are meant for a longer time horizon, this rank high on the risk-return matrix
	Balanced Funds:The Balanced Funds have the mandate of investing both in equities as well as debt papers. Equity part provides the growth & the debt part provides stability in returns.
	CAPITAL GAIN (54 EC BONDS):An opportunity to save capital gain tax Sec 54 EC of Income Tax Act, 1961 relates to exemption of long term capital gains if invested in bonds as approved from time to time by Government of India. SHCIL is presently distributing Govt. of India approved capital gain bonds of NHAI & REC.
	FIXED DEPOSITS::-Fixed Deposits issued by Financial Institution with high investment rating and blue-chip Companies, are distributed by us. At present, SHCIL is distributing FD’s of the following entities : Dewan Housing Finance Corporation Ltd Exim Bank of India HDFC Limited ICICI Home Finance Jaiprakash Associates Ltd. LIC Housing Finance Ltd National Housing Bank PNB Housing Finance Ltd Sardar Sarovar Narmada Nigam Ltd. Shriram Transport Finance Company Ltd SIDBI Tata Motors Ltd. Investment in financial instruments are subject to risk. SHCIL is acting as a facilitator between the client and the respective Fixed Deposits accepting / inviting Company ('Principal'). Before taking a decision to invest in the Fixed Deposits of the Principal, the clients are requested to carefully go through the application form, financial statement/s and other information ('Information') of the Principal. SHCIL does not endorse and / or certify the Information provided by the Principal. Under no event shall SHCIL be liable legally or otherwise for any losses or damages monetary or otherwise.