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It is a Gold accumulation plan for customers who wish to buy and accumulate Gold in a fair and transparent manner. The customer has complete discretion as regards amount of purchase, its frequency and timeline for taking delivery of Gold.The gold purchased for the customers would be set-aside in an allocated enclosure with full insurance cover and security. Customers can accumulate gold without worrying about safe keeping of the metal. For details please refer the product features and FAQ’s.


GoldRush Features :

 The customer will have complete flexibility to acquire gold of value as low as Rs.1000 or in multiple thereof. The quantity of gold that a customer intends to buy is entirely at his/her discretion. The customer is not obligated to make any fixed or periodic payments.


 Nomination is mandatory for all customers except minor registered under this Plan. In the event of death of the customer, the nominee (or the designated guardian of the nominee in case nominee being a minor) can take delivery of accumulated gold under this Plan.


 Each customer opting to purchase gold under the scheme shall be required to open a metal account with StockHolding after complying with a defined registration process.


 Customer shall have complete freedom to seek physical delivery of gold in the form of coins or bars at anytime or multiple times according to their discretion. Since, it is not physically possible to deliver a fractional quantity of gold; minimum quantity for which the delivery is proposed to be made has been kept as low as 1 gram. The delivery would be made directly at the customers registered address.


 Customer shall not have any option to claim money and all settlements would be in Gold only. At the time of delivery, customer can pay additional money to convert fraction into next full gram plus minting charges, delivery charges and taxes if any.


 The gold on behalf of the customer would be purchased, net of VAT/CST as and when his/her clear funds are available. Gold in grams up to 3 decimal places shall be credited to the customer's account on T+1 business day (‘T’ being the day of realization of purchase amount )


 The scheme is strictly that of a sale transaction and physical delivery is essential component of the scheme.


 The customer shall have the flexibility to pay the amount by way of Cheque. Applications received after 4.00 pm shall be processed on the next business day.


 In the event the application is rejected for any reasons whatsoever, the Application Form shall not be returned to the Customer. StockHolding reserves the right to reject any application on any grounds whatsoever, including for non compliance of requisite norms. In the event of rejection of application, StockHolding will refund the initial purchase amount directly to the Customer. Customer shall not be entitled to claim any interest on the said purchase amount so refunded.


 The gold purchased for the customers would be set-aside in an allocated enclosure within MPIPL’s vault with full insurance cover and security. Customers can accumulate gold without worrying about safe keeping of the metal.


 There is no fixed tenure for this product. It is mandatory for the customer to take the delivery of the total gold accumulated to his/her account after 5 years. In case customer fails to take the delivery within 45 days post completion of 5 years, storage and insurance charges at 1% on total accumulated value per annum will be applicable. Herein, total accumulated value is calculated as follows: = Accumulated metal quantity * Current value of the metal


 While making request for taking physical delivery of gold, the customer would be required to pay the coin/bar minting charges as also the delivery cost separately. Normally the delivery of Gold will be made within 7 to 12 business days from receipt of related charges for delivery. Delivery requests received after 4.00 pm shall be processed on the next business day. Customer will have to provide copy of his proof of identity at the time of delivery. GoldRush will have a lock in period of 3 months i.e. customer can request delivery only after 3 months from the date of generation of customer id.


For more details, please refer the FAQ attached below.


  GoldRush FAQ


  Branch list


  Download GoldRush Application Form


  SHCIL GoldRush Checklist